Ira Max Contribution 2025. For example, if your eligible compensation for 2025 is $4,000, the maximum amount you can contribute to your ira for 2025 is $4,000. The 401(k) contribution limit for 2025 is $23,500, up from $23,000 in 2024.
These changes apply to 401(k), ira, simple ira, and sep ira plans. Savers over 50 may contribute an additional $1,000, also the same as in 2024.